WU Managerial Finance Personal & Workplace Use of Time Value of Money Discussion

For this Assignment:

Think of four examples in your organization or from your personal life, or a combination of both, that demonstrate the following:

  • Present Value (PV) of a lump sum
  • Future Value (FV) of a lump sum
  • Present Value (PV) of an annuity
  • Future Value (FV) of an annuity

Explain your examples, including why they are relevant to your organization and/or personal life. Provide a rationale for interest or discount rates used in your examples.

Your paper should be at least 2 pages, not including Excel output. Use appendices for showing your Excel output. Be sure to have a conclusions section that documents what you learned from this exercise. Finally, be sure to use citations and related reference materials as appropriate.


Brigham, E. F., & Houston, J. F. (2019). Fundamentals of financial management (15th ed.). Boston, MA: Cengage Learning.

  • Chapter 1, “An Overview of Financial Management” (pp. 2-26)
  • Chapter 5, “Time Value of Money” (pp. 148-191)

Wise, S. (2013). The impact of financial literacy on new venture survival. International Journal of Business & Management, 8(23), 30-39.

Prof. Angela


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